Registration and chassis number match the policy schedule exactly.
Vehicle registered to the policyholder since Mar 2019, no ownership transfers.
₹
Garage Repair Estimate
Prestige Motors · Estimate #PM-8842 · PDF
Above benchmark›
Total estimate ₹1,42,500 — front bumper, headlight assembly, radiator, bonnet panel.
Line items are consistent with the damage described and photographed.
⚠ Estimate runs about 8% above the regional average for equivalent repairs on this model — within acceptable tolerance, but worth a glance.
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Damage Photographs
6 images · vision-checked against estimate
Consistent›
Front-end impact pattern matches a rear-end collision narrative.
Damage extent lines up with all four items on the garage estimate — no unexplained damage found.
No visible signs of pre-existing damage or staging indicators.
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Claim Intimation Form
Filed by policyholder · 15 Jul 2026, 8:52 AM
On file›
Customer narrative: struck from behind while stationary at a signal on S.V. Road.
Self-reported time "around 9 PM" — see FIR cross-check flag above.
No mention of injury or third-party claim being filed.
AI recommendation
Approve for cashless settlement
91% confidence
Model certainty
● Policy active, premium current, claim within cover and IDV limits.
● Document set is internally consistent — identity, vehicle, and damage evidence all cross-check.
● No prior claims; policyholder retains NCB eligibility.
● 40-minute time gap between FIR and intimation form — minor, common in informal recollection, not flagged as material.
● Repair estimate slightly above regional benchmark — within normal tolerance.
Recommended payout₹1,42,500
Reviewing as A. Kulkarni · decision is logged and reversible for 24h
All figures illustrative. Recommendation generated by the claims-assessment agent from the documents listed above; final decision rests with the assigned human reviewer.